Відео

there should also be insurance protections. state farm just jacked up my hone insurance by $200.USD s month. for no reasons other than profit. and they shut down almosy 80 thousand insurance policy's gor profit reasons.

More info, please

Bullshit . I pay off my student loan last year , now this

Lol😢

You can also put 3.5% with a conventional loan as well

You are not considering "RISK" !!!! You are assuming all will go as planned!!! Foolish !!!

If home prices in short term goes up because of inflation, then recession hit, folks won't have the cash to buy nothing That's when home prices will crash

H😢

Dude is wrong Interest is interest so u paying interest on 15 days not 30 that is what save u money simple math

Every bank. 2007 again. Abandoned homes and apartments all over my block.

I was told that the PMI wouldn’t come off until you pay 80% of your home off or refinance or if your looking to buy as a 1st time home buyer you should put 20% down. I’m 26 I bought my home for almost 300,000 the PMI sucks because when it comes to my escrow and my insurance and PMI the PMI screws me over smh

How can I speak to someone on your team?

I only just found out about supplemental taxes when I received the bill in the mail last week. 🫠 just when I thought I was caught up on finances.

Looked into these and they seem like a ripoff. The GSFA one has up to 1.5% "gift" funds but you pay higher interest rate. Kind of like reverse points. The 3.5% DPA would be fine if it wasnt for the fact that now the lender can charge 2.5% of the first loan amount as an origination fee. Most regular loans are only 1% where I'm at so this is 1.5% extra you are spending for this. When it was all said and done, my cash to close wasnt much better than going regular FHA but my monthly payment was way worse.

America has the right protect their lands just as any other nation would

Likes and subscribe ❤

In Indiana they do reassessment every year. It's BS

You can put 5% down on a conventional 😒

Where in process of buying, by any chance ur in c.a.? Oc, need some advice

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Umm you can put 5% down with conventional

I own my house since 2008.Got my new tax bill.It's just doubled.That's a lot of b s I live out in that country

And i nebraska it every year no cap on jump price so lucky you people 😅

Question what happen if the house market crash or go down a lot ???

“Change of ownership” on a new build is ridiculous. We paid our first installment on our new build. $3k each installment smfh

I still don't get it... If I want a loan, *I* seek it out. *I* go to the loan officer. *I* go to a bank or credit union. ...wtf about this job should be comission-based?? ...What do they imagine is going to happen? I go to my bank and say, no I don't like their personality, I want to talk to your coworker Instead who gives me the exact same information and "earns" my comission????

Thank you for this! Can you elaborate on the new construction part? We bought a new build home last March and got a supplemental tax bill for new construction and just got two more for the ownership change event AND the assessment was lower than the first, but still getting charged. So confusing.

took you way too long to get to the point

You need 260% After budgeting your spending plus sales tax. And budgeting your income tax.. ect.. True math. 100K annual isn't enough. Let's go vote on Gay aborted global thermostat.

It all depends on how the lender set it up. If you can Apply direct to principle, after payment made, desirable.

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This was extremely helpful! I wish there was more transparency with all lenders! Thank you!

I'm awesome at phone selling but don't want to generate my own leads. What depository bank should I start at that has a call center?

Is the equity based on full value of the property? or the loan value. i.e. my loan is 400K but the property is 600K which one would be the basis of the equity for PMI? Thanks, great video!

The Cap for the loan is the lesser of 20% of the purchase price or $150.000. So the cap is $150.000.

Is this information still applicable

I couldn't get a 50k home with 10k down. The bank said i didn't have the credit (long term loans). So on advice from a financial friend they told me to buy a vehicle asap. So i did, i got a 50k vehicle with no issue😂 worst and best decision I've ever made! But what baffled me was, the bank wasn't willing to lend me money for a house but they handed me a loan via phone for a vehicle within a matter of minutes.. what's up with that?

Can't believe i just saw this video!!! Thanks for sharing! Can you do a video on long term cost of home ownership Cali vs texas?

Dollars should go up as well because because there will be less exchange n international consumption in US dollar!

Does Arizona raise you was saying California only goes up 2% I plan on moving to Gilbert az I currently reside in Merced ca. I’m a 100% disabled Iraq war veteran I did the tax exemption my house closed. 7/22/22 the exemption kicked in December 2023 the extra taxes I was paying they put it into my escrow account the amount was 5K they paid the supplemental taxes with the money I was going to buy a water softener nope 👎

great video but now we got prop 19 which amonds portions of prop 58

Straight up I might just work remotely and buy a house in cash in Chicago for $200,000.

In the example, why does the convention loan have a higher interest rate?

Not just a house.. multiple! So easy..

FIle a PCOR form with title, Line item J will omit you from tax reassessment. If you are adding someone to title for the purposes or qualifying for a mortgage loan

Loose the music

Lol

Everyone flooding into Texas, nice

What about transferring title to a child? So not just adding them to title but actually removing yourself from title and transferring title in the child’s name. Would that trigger a reassessment?